Learn about the cost of attending Harvard Medical School, including tuition, fees, and other expenses, as well as available financial aid options.
Cost of Attendance
The cost of attending medical school at HMS consists of tuition, fees, and other costs. Attendance fees vary depending on the curriculum track (Pathways and HST) and stage (pre-clerkship, clerkship/Principal Clinical Experience (PCE), and post-PCE/Advanced Experiences).
The student budget serves two main objectives: estimating the fair costs of attendance for students, and establishing the uniform cost of attendance standard that must be used to assess financial need under federal law.
The tables below with the cost of attendance provide general information.
| Tuition |
$67,610 |
| Mandatory fees | $1,901 |
| Health insurance fee* | $4,080 |
| Additional fees not charged to bill | $209 |
| Living expenses | $27,418 |
| Total cost of attendance | $101,218 |
Itemized Budget
| Tuition |
$67,610 |
| Mandatory fees | |
| Matriculation fee |
$100
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| University health service fee |
$1,304 |
| Disability insurance fee |
$72 |
| Education materials fee |
$425
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| Health insurance fee* | $4,080 |
| Additional fees not charged to bill | |
| Loan fees | $209 |
| Living expenses | |
| Housing (rent) |
$11,400 |
| Food |
$5,610 |
| Misc. expenses (clothing, recreation, laundry, utilities, other) |
$4,906 |
| Local and clinical transportation |
1,540 |
| Long distance travel |
$715 |
| Books & supplies** |
$3,247 |
*Students who decide not to pay the Harvard BC/BS health insurance fee will not have to pay this line item toward their tuition costs. Without the Harvard BC/BS health insurance price, the total cost of attendance is $97,138.
Includes $750 worth of black bag diagnostic equipment.
Harvard Medical School Tuition Financial Aid
Thankfully, Harvard Medical School offers a range of financial aid options to help ease the burden for its students.
Students who demonstrate financial need can apply for need-based scholarships and grants, which can cover up to the full cost of tuition. In addition, Harvard Medical School also offers low-interest loans to students, which can be repaid after graduation.
Harvard Medical School is committed to ensuring that students from all backgrounds have access to its world-class medical education, regardless of their financial circumstances.
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Harvard Medical School Tuition Scholarship
The only factor utilized to decide how much of an HMS scholarship a student will get is financial need. Funds from endowments, current fundraising efforts, and unrestricted income are used to support this program.
The HMS scholarship funds pay for both tuition and required fees for a full-need student. Tuition and required fees are subtracted from the institutional projected family contribution to evaluate eligibility for scholarships.
Funding for institutional scholarships is only available for up to eight semesters of full tuition.
Support for HMS scholarships comes from a variety of sources, with donor grants being the main source.
Financial help is supported by contributions from individuals, foundations, and organizations through the creation of endowed funds, gifts to currently available financial aid funds, or yearly contributions to the HMS Alumni Fund.
The HMS Office of Resource Development oversees this funding. It can be required of HMS scholarship recipients to thank the benefactors of the awards in writing.
Additionally, recipients of these scholarships may be asked for information regarding their premedical training, preferred residency, personal and professional interests, and academic performance.
Loss of HMS scholarship funding may come from failure to abide by these requests.
Harvard Medical School Tuition Loan
The income from various endowment funds and the payments made to the fund by prior borrowers help to finance the Harvard Medical School Revolving Loan.
In the United States, federal direct loans are the most popular type of student loan. There is no separate loan application needed; students simply apply for these loans by filling out the FAFSA form.
The annual borrowing limits for Federal Direct Unsubsidized Loans are based on the number of months that the typical student budget covers for students studying medicine (MD) and certain other health professions.
The annual cap for 2022–23 is $47,167 for students with 12-month budgets. For the academic year 2022–2023, students with budgets of 11 months may receive up to $44,944. Students in 2022–2023 are qualified for up to $42,722 on 10-month budgets.
Harvard Medical School Tuition Work Study
Students have the chance to offset some of the expense of their education by working under the federal work-study program.
Via Harvard, the federal government offers employers who hire participating students a pay subsidy. As a result, participants are more desirable as job candidates.
The program promotes engagement in volunteer activity and employment associated with the participant’s academic curriculum. On- and off-campus employment opportunities are all available.
The work of a student must be relevant to the wider audience. A limited membership organization’s members may not receive the majority of the benefits.
It is prohibited from involving the building, running, or upkeep of any part of a facility used for sectarian instruction or religious worship, as well as sectarian instruction or other church-related religious activities.
Finally, political partisanship must not be present in FWS positions. Students are not permitted to work for the Department of Education, an elected official in Congress, or in any other role that entails lobbying the executive branch.
Can I Study Medicine at Harvard for Free?
Scholarships at Harvard Medical School. Funds from endowments, current fundraising efforts, and unrestricted income are used to support this program. The HMS scholarship funds pay for both tuition and required fees for a full-need student.
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Is Harvard Medical School Free for the Poor?
If your family’s annual income is less than $75,000, there is no fee. Financial aid may still be available to families with incomes over $150,000.
Harvard is more affordable than a public university for more than 90% of American families. Regardless of citizenship or country, all students receive the same financial assistance.
By understanding the full picture of Harvard Medical School tuition and financial aid, prospective students can make an informed decision about their educational and financial future.