Homeowners insurance companies in Canada create solutions to issues citizens may encounter while insuring their homes. From understanding quotes and coverage plans to filing claims, these insurance companies are ready to support you with their expertise. Without these policy providers, getting access to quality insurance would be a hassle.
As a resident in Canada, a high number of insurance companies are available to you. To avoid losing money on bad deals, we have organized a list of companies with the best ratings. This reputation is based on many factors including the quality of policies, services, and rates.
List of homeowners insurance companies in Canada
Entrusting the safety of your property to any of these companies is not a bad deal. Every company on this list makes the top homeowners insurance companies in Canada. This means you are likely to gain the best coverage plans with any of these policy providers:
Portage Mutual
Portage Mutual is a Canadian insurance company established in 1884. They are a reputable company with a network of experts who are ready to help you overcome the bumps of insurance purchase.
Also, their policies aim at providing essential coverage to the needs of homeowners. With the experience of an old company, Portage Mutual has an excellent and fair claims service with customizable products to satisfy specific needs.
Their coverage options include the homeowners essentials with basic plans and the homeowners enhanced package which provides extra coverage.
Optional coverages include
- Claims free protection endorsement
- Sewer back-up coverage
- Business at home extension
- Overland water endorsement
- Home systems/service line protection endorsement
Phone: 204-857-3415
Chubb
Chubb relates with customers’ ideas for transformation while taking measures to attend to special needs concerning protection from perils. No matter, the size or type of house you have, there’s a suitable coverage option for you.
There’s high praise for the quality of services they render. Additionally, Chubb assures you of easy access to comprehensive protection and will relate with all clients to prevent problems that can destroy their investment.
Products include
- Liability coverage
- Overland water protection
- Renters Insurance
Phone: 1-877-534-3655
Co-operators
As a top-rated insurance company, Co-operators’ reputation and reliable policies speak for them. They are among the most reliable homeowners insurance companies in Canada. The company makes use of credit score systems to determine customers’ premiums.
With Cooperator’s accessible online tools, getting quotes is easy and fast. They also have customer service agents to assist you with your claims and educate you on options that concern your needs. Along with their standard coverage they also offer;
Extra coverage plans
- Condominium Insurance
- Seasonal homes
- Tenant insurance
Phone: 1-800-454-8061
Desjardins
Desjardins customizes plans for clients after evaluating their property and belongings. They can access the value of your home from the information you provide. Their plans cover basic perils like theft, fire, water leaks, and damages to your item. They have affordable and trusted coverage solutions.
In addition, many Canadian citizens testify to the quality of their service which earns them a spot on our list of top insurance providers. Desjardins allows additional coverage plans to supplement your basic home insurance.
Basic coverage options
- Dwelling coverage
- Vandalism, fire, theft
- Natural disasters
- Accidental water damage
- Additional structures
- Furniture and belongings
Optional coverage
Water service pipe breakage, flood, pool and hot tub, rain, snow, and sleet, groundwater and sewer backup.
Phone: 1-800-463-7838
Intact Insurance
Intact is the ideal insurance provider for over four million Canadian citizens. This is no surprise considering their financial strength and strong relationship with insurance brokers. It is one of the largest insurance companies offering auto, home, and business policies in the country.
More so, Intact is your one-stop shop for unique plans under the homeowners insurance. Their products are tailored to suit customer’s unique needs. The company also creates affordable premiums through discount plans like bundle and save to accommodate a variety of clients.
Coverage plans
- Home-based business plan
- House insurance
- Cottage
- Condo insurance
- Rented dwelling plan
- Tenant insurance
Phone: 1-866-464-2424
Conclusion
To wrap up, you can rely on this list if you are seeking the best homeowners insurance companies in Canada. This article specifies their coverage plans so you can choose a company that will be responsible for protecting your home.
