Your insurance identification card is one of the most important documents you need as a driver. Officers will likely stop you at checkpoints to see the proof of your coverage. Hence, a lost insurance identity card can bring so much discomfort when driving.
So what happens when you lose your insurance id card? Keep reading to learn more.
What to do when you have a lost insurance identity card
Don’t go on driving without this document. Take the steps below to get back on track.
Get the insurance company app
Many insurance companies have a mobile app which you can use to access them. It makes the work easier without seeing physical personnel or taking much time. Once you install the app and run your account on it, you should be able to access your digital copy.
You can make a printout of these copies for replacement.
Reach out to your agent
Your insurance agent should be able to get your card. In fact, the agent is the closest physical person that’s willing to attend to you. Call your agent and explain the circumstances that led to the lost card.
If your card has simply expired, demand the updated copy of your card. They should be able to get one across to you.
Go online
Not all insurance companies have an app for customers, but every company should have a website. Visit the company’s website and log into your account, where you should still be able to access a digital card. Download your card’s digital copy and then print it out.
Why should you drive with an identity card?
Are you wondering what the consequences of not having your card will be? Well, the consequences depend on the state you reside in. If an officer stops you and cannot find your card, he could write you a ticket.
You’ll end up paying fines or facing other fatal penalties. In some conditions, it could even lead to imprisonment.
