{"id":52383,"date":"2021-05-15T19:50:25","date_gmt":"2021-05-15T18:50:25","guid":{"rendered":"https:\/\/ghanadmission.com\/?p=52383"},"modified":"2021-05-16T23:41:38","modified_gmt":"2021-05-16T22:41:38","slug":"filing-long-term-disability-claims","status":"publish","type":"post","link":"https:\/\/ghanadmission.com\/filing-long-term-disability-claims\/","title":{"rendered":"Filing Long-Term Disability Claims"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-52384 aligncenter\" src=\"https:\/\/i0.wp.com\/ghanadmission.com\/wp-content\/uploads\/2023\/05\/Filing-Long-Term-Disability-Claims.png?resize=300%2C200&#038;ssl=1\" alt=\"Filing Long-Term Disability Claims\" width=\"300\" height=\"200\" data-recalc-dims=\"1\" \/>Long-term disability insurance (LTD) pays qualified workers a monthly stipend if they cannot work due to illness or accident. Filing long-term disability insurance claims can be difficult and time-consuming if you don&#8217;t know what to expect. Keep the following items in mind if you&#8217;re thinking about filing an LTD claim.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Tips to help you when filing long-term Disability Insurance Claims<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Examine and understand your LTD policy<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Whether you have group LTD coverage through your employer or individual LTD insurance, you should first receive the policy. Your employer&#8217;s human resources department can provide you with the plan and a copy of the summary plan description. Afterward, contact individual insurance plans.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You should receive all LTD plan documentation should in writing. Also, study it entirely once you have it.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Show Medical Evidence of Claims<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your medical records and doctor&#8217;s views are two of the most critical aspects of your LTD case. Your insurance company will gather your current medical data when you file a claim. Furthermore, they will ask your doctor for an opinion on your limits.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don&#8217;t assume that the insurance company has all the necessary records, and don&#8217;t assume that your documents are accurate. If your medical records are missing, locate them and send them to your insurance company. All relevant hospital records, physician notes, MRIs, x-rays, and lab findings are part of this.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lastly, request that your doctor corrects any inaccuracies in your file.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Exhaust all of your appeals before moving to federal court.<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If they deny your LTD claim at the initial level, you will have at least one or two administrative appeals. If you don&#8217;t already have one, you should engage a disability attorney right away.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your attorney will work with you to bolster your case with as many favorable medical facts as possible. Hence, you will be successful at the end of your administrative appeals.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-term disability insurance (LTD) pays qualified workers a monthly stipend if they cannot work due to illness or accident. Filing long-term disability insurance claims can be difficult and time-consuming if you don&#8217;t know what to expect. Keep the following items in mind if you&#8217;re thinking about filing an LTD claim. Tips to help you when&#8230;<\/p>\n","protected":false},"author":2,"featured_media":52384,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29128],"tags":[29331],"yst_prominent_words":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ghanadmission.com\/wp-content\/uploads\/2023\/05\/Filing-Long-Term-Disability-Claims.png?fit=300%2C200&ssl=1","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v14.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Filing Long-Term Disability Claims - Best Online Portal<\/title>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ghanadmission.com\/filing-long-term-disability-claims\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Filing Long-Term Disability Claims - Best Online Portal\" \/>\n<meta property=\"og:description\" content=\"Long-term disability insurance (LTD) pays qualified workers a monthly stipend if they cannot work due to illness or accident. 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