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Top Travel Insurance Companies

Since the pandemic, it’s advisable to get insurance on a trip. There are so many benefits of buying travel insurance. However, buying from the top travel insurance companies has even more benefits. 

Top Travel Insurance Companies

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The better the company you purchase insurance from, the bigger the advantages. Hence, this post will brief you on the top travel insurance companies with their details. It will assist you in picking your insurance provider, so don’t miss out on any information. 

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Here are the top travel insurance companies:

Travelex

This company, one of the top travel insurance companies, offers two major travel insurance plans: Travel Basic and Travel Select. The company also has a specialized Travel America plan for the United States. Additionally, Travelex offers a variety of add-ons that allow you to tailor your coverage to your exact requirements.

If you’re looking for a low-cost solution, the company’s Travel Basic package is a wise choice. This plan covers 100 percent of the insured trip cost in cancellations or disruptions. Also, it covers up to $500 in the event of trip delays. 

AIG Travel

AIG Travel has three types of travel insurance plans (of which there are three levels):

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  • the Annual plan, which covers all travels within a year
  • the Pack N’ Go plan, which covers last-minute trips
  • the single-trip plan, which covers only one trip. 

You can insure single trips with Essential, Preferred, or Deluxe level coverage. However, this depends on the cost of your journey and the amount of compensation you want to be guaranteed.

The level of coverage and restrictions in your plan may vary depending on the circumstances of your trip. Due to this volatility, getting a quotation from the AIG Travel search engine is crucial. 

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HTH Travel Insurance

With HTH Travel Insurance, customers can choose several options to match their needs. Medical-only coverage for one or many trips is available and the solo trip cancellation coverage.

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HTH Travel Insurance offers comprehensive coverage and coverage for specific parts of your trip. The three tiers of plans accessible are Economy, Classic, and Preferred.

Due to coverage limitations in several categories, the Economy plan is usually best for less expensive trips closer to home.

Interestingly, you can be eligible for preexisting condition coverage, which many insurers don’t cover. However, you should purchase your policy within 14 days (Classic) or 21 days (Preferred) of your first trip deposit.

AXA Assistance

AXA Assistance USA offers three levels of travel insurance for customers who want to spend more (or less). These offers are for the right amount of coverage (Silver, Gold, and Platinum). AXA’s Gold Plan provides:

  • 100 percent cancellation coverage
  • 150 percent interruption coverage
  • $200 per day delay coverage ($1,000 maximum)
  • $1,000 in missed connection coverage
  • $500,000 in emergency medical evacuation coverage
  • $100,000 in accident and sickness coverage. 

The Gold Plan also offers a $300 luggage delay benefit and a $1,500 baggage and personal effects benefit.

However, you can choose the Platinum Plan, which provides more coverage and higher limits. You can also select the Silver Plan, which is more cost-effective. 

Specialized coverage for active travelers is in the Platinum Plan, including coverage for:

  • missed ski days ($25 per day)
  • $500 in coverage for lost golf rounds
  • $1,000 in coverage for sports equipment rentals. 
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Furthermore, this is the only AXA plan that allows you to add a ‘cancel for any reason’ rider.  This feature will enable you to reclaim 75% of your trip costs if you cancel your trip.

Nationwide

Nationwide Insurance offers plans that you can purchase up to a day before your travel. Consumers must contact the claims department to arrange to deliver a large amount of documentation. These documents outline everything that you will file with the claim. 

Afterward, you should submit the data via email or fax. The screening process, according to Nationwide, takes about 15 business days before a representative contacts you. Their rep will come with additional information or required extra paperwork.

Generali Global Assistance

Standard, Preferred, and Premium are the three travel insurance choices Generali Global Assistance offers. They can help you customize them to meet your needs. The Standard plan has the least coverage, while the Premium has more coverage and greater limits for a significant upfront premium.

The Preferred plan provides additional coverage than the Standard plan and special coverage for athletic equipment and sporting equipment delays. This package is an excellent choice whether traveling for a golf tournament or a ski excursion.

Seven Corners

Travel insurance for Americans is available through Seven Corners. Also, they offer travel insurance with medical coverage for visitors to the United States. 

Travel medical coverage plans with up to $5 million in coverage are available. Again, there is student travel insurance, group travel insurance plans, and annual travel insurance plans for regular travelers.

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Seven Corners’ flagship travel insurance plan is its RoundTrip Trip Cancellation Travel Insurance. It’s the kind of coverage you’d buy to cover a single excursion you’ve planned for the year. Only citizens of the United States are eligible for this coverage, which has two tiers: economic and elite.

Allianz Travel Insurance

To address the needs of different travelers, Allianz Travel Insurance offers ten other travel insurance policies. Aside from this, an annual travel insurance plan is a better option if you travel regularly.

Nevertheless, you can buy coverage for a single trip.

When it comes to purchasing travel insurance for a specific trip, Allianz offers a variety of coverage options. The OneTrip Prime plan is the most popular single-trip option, with its own set of amenities and coverage limits.

With OneTrip Prime, you may get:

  • trip cancellation and interruption coverage up to $100,000
  • emergency medical coverage up to $50,000
  • luggage loss, theft, or damage coverage up to $1,000.

The OneTrip Prime plan protects children under the age of 17 for free when traveling with a parent or grandparent. You may customize your coverage with additional coverage for rental cars or preexisting conditions.

Allianz’s online services include acquiring a travel insurance quote, filing claims, managing policies, and following up on a claim. Furthermore, the organization offers a smartphone app to manage your subscription from your phone. If customers encounter any concerns, they can call a 24-hour hotline for assistance.

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