CURE Auto Insurance Review

CURE Auto insurance is another excellent and unique auto insurance company in the United States that considers your driving history and also does not view your credit score. And CURE stands for Citizens United Reciprocal Exchange.

Indeed, the car insurance companies are doing a great job to provide coverage for thousands of people. But exceptional services are reserved by auto companies like CURE auto insurance company.

The best decision you can make for yourself is to get a good auto insurance company. Another wisdom-packed step you could ever take is to get proper coverage for your car. Except, of course, you want to toe the line of self-insurance.

More so, your car insurance saves you from incurring huge financial losses when an unexpected negative incident happens to your car. So, there are a lot of auto insurance companies around you that can give you satisfactory services just like CURE.

CURE Auto insurance quotes

Basically, before you join an insurance company, first, you must shop for quotes from different companies. Checking out quotes will help you understand each company and the estimated payment that is required from you.

With each quote, you can finally decide on the company that can provide coverage for your car. By the way, shopping for quotes is not only when you want to buy insurance for your car. You can still shop for quotes when you want to get life insurance, homeowner insurance, travel insurance, and anything you want to get insurance for.

In continuation, CURE auto insurance as an insurance company that operates mostly in New Jersey does not bother with your occupation, education, or your credit score. For CURE their quote includes

• A single female of 25 years: $612
• A single male of 30 years: $1545
• Married couple between 30-49 years: $2541
• Married couple of 65+: $1384

CURE Auto insurance rating factor

As a matter of fact, there are things that qualify you for the premium you might want to buy. This begins when you start to shop for quotes.

So, the information you give about your driving history, vehicle, insurance history, credit score, location, and many other factors determine what you get out from an insurer.

As stated above, CURE does not use your educational level, low credit score, or occupation to measure your insurance rating factor. More so, the company also offers discounts. Therefore, if you drive around New Jersey, Michigan, and Pennsylvania, you are in luck. These three states are where CURE carries out its auto insurance services.

CURE Auto quotes

Since CURE takes out low credit scores, occupations, and educational levels, it makes things easier for drivers. This company also gives out three different kinds of quotes. This literally translates to the fact that CURE wants you to select which insurance plans you would go for.

• Basic policy quote
• Standard policy quote
• Personal quote

Basic policy quote

Now, the basic quote from CURE tells you that basic coverage gives you limited benefits. Similarly, this basic plan will offer you

• $15,000 PIP Medical expenses coverage
• $5,000 property damage coverage
• $10,000 extended medical expense benefit coverage

Options from bodily injury liability coverage which cost about $10,000 or personal injury protection coverage.

Personalized policy quote

Furthermore, this coverage option gives you the liberty to customize your coverage. Also, it can add more protection for whatever you want under the coverage and allow you to personalize your coverage.

Standard policy quote

Standard policy quotes options include physical damage coverage, bodily injury liability, and collision coverage plan. You can also find emergency roadside assistance coverage in it.

CURE auto discounts  

Ultimately, auto insurance companies have a space for discounts for their drivers. These discounts are available for different categories of services and help the drivers save some money. But you must qualify for these services first before you begin to enjoy them. Again, discounts qualification might vary according to state, talk to the CURE agent in your state to know how you can qualify for a discount.

• Multi-vehicle discount
• Three-year good driver discount
• Five-year good driver discount
• Parking discount

Multi-Vehicle discount   15% off collision coverage

As a policyholder in CURE, you become eligible for a discount once you insure multiple cars with the company. Also, all the vehicles must be insured under one vehicle policy.

Parking discount     15%-50% off collision coverage

A policyholder in CURE auto insurance company stands a chance of getting a discount when they

• Park their car off-street: That is, policyholders who park their vehicles off the street and park in a driveway are eligible for a 15% discount on their collision and comprehensive coverage.
• Secure Parking discount: offers a 50% discount to eligible vehicles that are kept in a garage or secure parking facility. Moreover, you have to show proof that the parking facility provides round-the-clock guard service, or uses a code key for entry and exit.

Three-year good driver discount    35% discount

An accident-free and law-abiding driving for the space of three years can earn you a 35% discount. However, you must have driven safely for the past three years first before you can apply.

Five-year good driving discount   40% discount

Also, it’s now obvious that safe driving gets you a discount as a CURE driver policyholder. Therefore, if you have driven safely for the past five years without breaking any traffic rules or accidents, you become eligible for a 40% discount.

Other services by CURE

CURE Auto Insurance company provides just auto insurance services. They provide auto coverage in states like New Jersey, Michigan, and Pennsylvania. Except you are in these states, you can not assess their auto insurance services. Again, why this company is widely accepted in these three states is mostly due to their good services.

Another great point is that CURE does not mind your low credit score. It does not determine your premium with your academic level or occupation. So, if you reside in the above-mentioned states, and you want a no-credit-checking auto insurance company, CURE Auto Insurance Company should be your next stop.